The option to block your ATM card is one of the ideal options to ensure better protection of your funds. You can rely on this option if:
When you realise your card is not at risk after you block it, you can easily unblock it. This gives you complete access to the funds and ensures the safety of your funds. This way, you can easily manage your card with the options offered by the bank.
Read on to learn what to do when an ATM card is blocked, how to block and unblock it, and safety tips to avoid it.
Here are some of the online and offline ways of getting your ATM or debit card blocked:
One of the fastest ways to do this is by calling the customer care number. To initiate the process, you need to provide some details for verification. Once verified, they will block your card and send you confirmation through SMS or email.
You can also visit the nearest branch of your bank and talk to a representative about blocking your card. The representative will also ask for details to verify your identity and block your card.
Following are the steps to block your card online on the bank’s website.
To block the ATM card using this method, you need to register for mobile banking. Once registered, you can find the option on the dashboard for most mobile banking apps. Tap on it and follow the steps to place your request.
You can also get your ATM card blocked by sending an SMS to the number provided by the card issuer. All banks have a fixed SMS format to avail of this facility. Once you send the message, you will receive confirmation when the process is complete and your card is blocked.
Remember, the bank can also automatically block your card under certain situations, such as:
If this happens, you can talk to them and proceed to unblock your card to access the funds required.
Also Read: Transfer Money From an ATM Card to Another Account
Here are the various ways through which you can unblock your debit card:
When a bank blocks the card for incorrectly entering the ATM PIN thrice, it gets automatically unblocked after 24 hours.
If you’re having trouble logging into your net or mobile banking, visit your nearest bank. Here, you can place a request by providing your banking details. After processing your request and verifying the details, your card will be unblocked shortly.
You can also unblock your card by logging into your net banking account or through the bank’s mobile application. Once logged in, you can navigate to the unblock option and select the card.
Some banks also offer the card unblocking facility through SMS banking. Simply send an SMS in the specified format to the given number from your registered mobile number. Once your card gets unblocked, you will receive confirmation.
Also Read: What is ATM Card AMC
While blocking and unblocking your debit card is crucial, you can use these tips to avoid such situations and protect your finances:
Following these will safeguard your funds. Remember, be it a debit or a credit card, safety should be your top-most priority. The Fibe Axis Bank Credit Card is among the most secure cards as it’s a numberless card. This eliminates any vulnerabilities as your card details remain safe.
This is an UPI-enabled card, allowing you to make seamless transactions. With this card, earn up to 3% cashback on all your transactions without any annual or joining fees. In addition, enjoy complimentary lounge access, discounts on dining, and much more. Download the Fibe App or visit our website to apply now!
To block an ATM card, draft a text in the required format and send it to the designated number from your registered mobile number. You can find your bank’s SMS banking number and the format on the official website.
Yes, some banks allow you to unblock debit cards online via net banking or mobile banking apps.
Simply call the customer care helpline or log in to your net banking account to block your debit card immediately.
It is ideal to wait 24 hours to unblock it before withdrawing if the banks block your account. However, this timeline may vary depending on your bank.
You can log into your net or mobile banking account to check your debit card status. You can also call customer care.
Yes, once your card is blocked, you will get a confirmation text from your bank.
