There is no doubt that knowing how to check bank balance is important. It helps you track the receipt of funds, plan your budget and even help you understand if you need to get credit to fulfil your needs. Apart from actually visiting your bank, checking balance today is easier than ever. In this digital-first era, you can check bank balance online in seconds.
Such methods are both quick and convenient as you can access your bank account information from the comfort of your home or on the go using just your smartphone or computer. Read on to know how to check bank balance in just a few clicks and save both time and effort.
Logging in to your bank’s website is the most traditional way to check bank balance online. If you are new to using this service, you can register for net banking with ease. It takes just a few minutes to share the needed information and set up your login credentials. If you already have them in place, you can log in 24X7 to know your bank account balance.
Most banks today have dedicated apps that you can download on your phone, tablet or even a laptop. You can use the app to log in with your credentials and view your account balance in seconds.
The SMS or text message service is another way you can check your balance, especially if you do not have access to the internet. While not all banks offer the SMS service to check your balance, you can enjoy it with quite a few. You can make the most of this facility to check the amount in your account with top banks like SBI, Citi Bank and RBL Bank.
One of the fastest and easiest ways to check bank balance online is to use an app that has the United Payments Interface (UPI). Such UPI mobile applications include Google Pay, PhonePe and Paytm. Download these apps and register with your details. Then using the same mobile number that your bank account is registered with, you can use the OTP to add and link your bank account to the app. Once you complete the process, you can set a PIN and check your account balance anytime, anywhere!
Another way you can get your bank account balance is by placing a missed call to a specific number provided by your bank for this service. For this to work, ensure that your bank offers the facility and that you have registered your mobile number.
Another way you can get your balance is by calling your bank’s toll-free number or contact number and asking for it. This will require you to share your data or set up a specific PIN but also makes it easy for you to know your balance without having to go online.
Keep in mind that most of these methods do require you to set up your login credentials and register your mobile number. So, ensure you keep these details secure.
Now that you know how to check bank balance, you can use any of these ways to stay updated about your finances. If you fall short of funds to make a purchase or pay important bills, don’t stress. Simply take an instant loan from Fibe to access anywhere from ₹5,000 to ₹5 lacs in just 10 minutes! Download our Instant Loan app from Google Play or the App Store today and get funds with ease.
To check bank balance on a mobile phone, you can download your bank’s mobile banking app, log in using your internet banking credentials, and navigate to the ‘Account Summary’ or ‘Balance Inquiry’ section to view your bank balance. You can also send an SMS or give a missed call to your bank’s designated number to receive your bank balance via SMS.
Account balance refers to the total amount of money in your bank account, including both the deposited funds and any pending transactions or holds. Available balance, on the other hand, is the amount of money that you can withdraw or use for transactions, excluding any pending transactions or holds.
No, unless you share your internet banking credentials or provide access to your bank account, others cannot check your account balance.
To view your bank statement online, you can log in to your internet banking account or mobile banking app, navigate to the ‘Statements’ or ‘E-Statements’ section, and select the desired account and statement period. You can then view the statement online or download it in your preferred format.
Each bank has a designated number to check bank balances via phone call or SMS. You can find this number on your bank’s website, mobile banking app, or by contacting your bank’s customer service.
