How To Download Income Certificate Online Step-by-Step Guide

  • Updated on: 1 Aug 2024
  • Published on: 22 Feb 2024
How To Download Income Certificate Online Step-by-Step Guide

You can now download an income certificate online through a simple process, which reduces the hassle when applying for a government scheme. This certificate is an official statement issued by the state and central governments. 

It is an essential proof of eligibility required for various schemes as it confirms your annual income from all sources, such as: 

  • Salary
  • Rental income
  • Pensions
  • Daily-earnings

Read on for a step-by-step guide on how to get an income certificate online and offline, its uses, necessary documents and more. 

Why Do You Need an Income Certificate?

It serves as official proof of your or your family’s financial standing. Here are some situations where you may have to furnish this certificate-

  • To apply for a scholarship program or to get a school and college admission reservation
  • To get concession in fees at the high school and college level 
  • To obtain a loan under the SC/ST quota form through several government programs
  • To collect compensation in case of natural calamities and disasters 
  • To get assistance from programs by governments for physically disabled individuals 
  • To get a concession or other benefits for medical treatment 
  • To apply for numerous government financial assistance initiatives
  • To receive pensions under different programs for elderly widows, agriculture labour, etc.
  • To receive financial assistance as ex-servicemen
  • To apply for a free ration program
  • To get a reservation in government jobs under specific criteria
  • To claim government allocation

How is an Income Certificate Calculated?

This document acts as an arbiter of your eligibility for countless benefits, loans and opportunities. It includes the income of earning members of your family, including unmarried brothers, sisters and daughters. The following are the types of income to be included-

  • Income from salary and pension 
  • Wages
  • Profits from business 
  • Professional compensation
  • Employee bonus 
  • Deposit interest 
  • Dividends from share and stock markets 
  • Property rent 
  • Gains on the sale of assets 
  • Gifts and inheritances 

How to Apply Online for an Income Certificate?

This is crucial paperwork if you need to prove your income for government schemes, loans, or other purposes. 

Here are the steps you must follow to get your income certificate online:

  • Go to the online portal of your respective State/District 
  • Use your mobile number to create a unique username and password 
  • Log into the account you created
  • Click on ‘Apply for income certificate’ or a similar option, as per the site 
  • Enter the required details on the application form 
  • Attach all the supporting documents 
  • Submit the form and download the acknowledgement page 

You will need to keep the following details on hand while applying online-

  • Name, age, sex and DOB
  • Address, including district, taluka, village, etc.
  • Aadhar number 
  • ID proof details, such as ration card, driving licence, voter’s ID, etc.
  • Religion, caste and sub-caste details 
  • SC / ST / OBC certificate

Also Read: Tax-free income sources  in India

If you cannot apply for an income certificate online, you can also follow this offline process-

  • Go to the nearest Tahsildar office
  • Fill out the physical income certificate application form 
  • Submit the form with the required supporting documents 

Note that you may have to pay a nominal fee for requesting the issuance of your certificate. The fee varies from state to state and your certificate is issued within 10 to 15 days after submitting the form. 

How to Download an Income Certificate

If you have you have applied for an income certificate online, you can track the status of your application online. You can download the income certificate online with these steps:

  • Log into the portal with your phone number
  • Click on the ‘Get Status’ or ‘Track Application’ option
  • Enter your 16-digit application number from the acknowledgement receipt
  • Click on the ‘Approved application’ 
  • Enter your acknowledgement number to find your application 
  • Click on the ‘Download’ option 

Documents Required to Get an Income Certificate

Whether you are applying for it online or offline, you will need to furnish certain paperwork. Here are the documents you will need to submit:

  • ID Proof: Aadhaar card, driver’s licence, ration card, voter’s ID or other document issued by the central government
  • Address Proof:  Aadhaar card, driver’s licence, passport, ration card with photograph, etc. 
  • Income Proof: Salary certificate, parent income certificate, Form 16, etc.
  • Passport-size photograph
  • Affidavit declaring all the details you have submitted are true

Also Read: Income Tax E-Payment

Validity of Income Certificate

This document is essential for showcasing your financial stability and has a validity period of the financial year stated in it. Therefore, you should ensure that you have the latest certificate with you. You can use an old certificate to get an updated certificate. 

Most lenders also require income certificates as proof of income to get a loan. But with the FIbe  Instant Cash Loan, you can apply on the app or website with minimum documents and get ₹5 lakhs instantly. You can enjoy pocket-friendly interest rates starting at only 2% p.m. and a tenure going up to 36 months. 

That’s not all. A personal loan has no end-use restrictions, so you can utilise the amount to meet any requirement. Download our Personal Loan App or go to our website to register and apply in just a few clicks. 

FAQs on Online Income Certificate 

What documents are required to get an income certificate?

When applying for an income certificate, submit all your income proof and residential proof documents. However, the required documents may vary as per the respective state government website.   

Is a bank statement a proof of income?

A bank statement is only supporting financial evidence but cannot be proof of income by itself.

Who can issue an income certificate?

This will depend on the state or district, but here are some government bodies that can issue an income certificate:

  • Village Tehsildars 
  • District Magistrate
  • Sub-divisional Magistrates
  • Deputy Commissioner
  • District Collector
  • Revenue Circle Officers
  • District authorities

How do I download income and caste certificates?

You can download these certificates from the online portal of your respective state or district.  

Is it possible to download an income certificate using an Aadhaar number?

Yes, you can complete the online income certificate download process using your Aadhaar number.

What is the process for reprinting an income certificate?

You can reprint an income certificate from the online portal of your respective state or district.

 Share

Our top picks

Can Millennial Stress be Resolved by Financial Wellness?
Finance | 3 mins read
How Organisations Can Measure the Impact of Financial Wellness Programs
Finance | 3 mins read
How Can HR help Overcome Staffing Challenges in the Digital Age?
Corporate | 3 mins read
5 Signs of A Good HR Function
Corporate | 3 mins read