How to Link Mobile Number With Bank Account?

Linking phone number to bank account is a key requirement for contacting your bank. It enables you to get real-time trading information, bank OTP for online banking, and better security against fraud. This article explains how to link mobile number to bank account online and the importance of updating one’s contact details.

Why is it Important to Link Your Mobile Number with Your Bank Account?

Here are some key reasons why this step is crucial:

• Enhanced Security: Every transaction generates a notification that enables the organisation to identify unauthorised activities early.
• Access to Digital Services: Almost all Internet banking services prompt you to provide your mobile number link to bank account online for security.
• Convenience: Mobile number Porting has become an essential aspect of net banking, with services ranging from OTPs to secure payments and even balance alerts being mandatory with your mobile number linked to it.

Methods to Link Mobile Number to Bank Account

You can easily link your mobile number to a bank account online or offline using the following methods:

1. Online Banking Portal

Through online banking, almost all the banks can change your mobile number. Here’s a step-by-step guide:

1. Access your online banking account by entering your login details.
2. Go to the Profile or Setting tab if this name is not shown at the top of the page.
3. Choose the Update Mobile Number or the Manage My Contact Details link.
4. You need to provide your new mobile number and save the modifications.
5. If it is an authenticated update, you can grant it by entering an OTP received on the registered mobile number.

This method is quick and convenient, ensuring your linking phone number to your bank account is done without visiting the branch.

2. Mobile Banking App

If you prefer mobile apps for banking, most banks offer an easy way to update your contact details:

1. Please go to your bank’s mobile application and enter your credentials.
2. Browse to ‘Profile’ or ‘Contacts’.
3. Enter your new mobile number.
4. Authenticate with a one-time password or password.

Mobile apps make it seamless to manage your account, especially for a mobile number link to bank account online update.

3. At the Bank Branch

If you prefer an in-person interaction, you can always go to the bank and make the changes by filling out the form to update your mobile number. Here’s how:

1. A ‘KYC Update Form’ is available at the branch; thus, you should complete it.
2. Give your bank account details and your new mobile number.
3. Provide authentic photo identification for identification purposes.
4. Wait for confirmation from the bank once the update has been made.

This method is particularly useful for those unfamiliar with digital services.

4. ATM Machines

Other banks also permit one to change your mobile number through the ATMs. Here’s the process:

1. Swipe your debit card and simply key in your PIN.
2. In the menu option, hit ‘Services’ or ‘Update Mobile Number’.
3. It further asked for the new mobile number and confirmation.
4. To go through this change, you need to put an OTP as the new form of identification.

This option is available 24/7, making it convenient to update your details.

Also Read: Steps to Get Your Bank Account Statement 

Things to Keep in Mind When Linking Your Mobile Number

While linking phone number to your bank account, consider the following:

1. Ensure the mobile number you provided is working and in your use.
2. For updates, always use secure links to countercheck with genuine websites and avoid being defrauded.
3. Look for processing notifications with your bank to confirm whether the update has been done.
4. If you have problems, contact your bank and their customer relations department.

Benefits of Linking Your Mobile Number

Keeping your phone number link to your bank account updated comes with several advantages:

• Instant Alerts: For every single transaction, you should be able to receive a notification.
• Fraud Detection: Detect fraud and unauthorised transactions from victims straight away.
• Ease of Access: It allows users to authenticate themselves online banking by use of two factors.
• Account Management: Over-the-counter transactions such as balance checks and mini statement access are made easier.

Conclusion

Relating your SIM card number to your bank account is not merely a question of gain but of necessity for security. Whether you want to link mobile number to bank account online or go through the formalities in the bank physically, everything is very easy.

Call today to update your records and enjoy a hassle-free banking experience. For more specific help, visit your bank’s website or simply contact the bank’s customer support service.

FAQs on Link Mobile Number With Bank Account

1. Can I link multiple bank accounts to one mobile number?

Of course, connecting more than one bank account to one phone number is possible. However, each bank account will share its transaction alerts and notifications to segregate the update for better convenience.

2. How to check which mobile number link to bank account online?

Currently, one can confirm the registered mobile number through the online banking platform or the bank’s application on a smartphone or go to the branch and ask for this information at the representative counter.