Link Aadhaar with a bank account online or offline in 6 easy ways

To link Aadhaar with a bank account, you no longer need to visit banks or your nearest Aadhaar centre. With digitisation, you can apply for various Aadhaar card services right from the comfort of your home. This includes the process of linking your Aadhaar number with your bank account. 

Linking your bank account with your Aadhaar card protects your finances and helps avoid the risk of fraudulent activities. Moreover, it can help you verify your identity and access banking services from anywhere. This is a secure process, and you do not have to pay any fees or charges. 

Read on to know how to link Aadhaar with a bank account, how to check the status, its benefits and more. 

Different methods to link Aadhaar with a bank account

There are various modes through which you can link your Aadhaar card with your bank accounts. You can choose the method that is most convenient for you. 

Via Net Banking

Here are the simple steps to link Aadhaar with a bank account through net banking:

• Step 1: Log into your net banking account with the customer ID and password
• Step 2: Navigate to the link with the ‘Update Aadhaar Card Details’ or ‘Link Your Aadhaar Card’ option
• Step 3: Enter your Aadhaar number correctly on the new page
• Step 4: Submit the details to generate OTP
• Step 5: Enter the OTP to complete the process

Once done, you will receive an SMS confirmation on your registered mobile number.

Also Read: Mobile number link to Aadhar Card online

Via the Bank’s Mobile Banking App

To link Aadhaar with a bank account on a mobile banking app, follow these steps: 

• Step 1: Log in to your mobile banking app with your customer ID and password
• Step 2: Go to the service section under the ‘My Accounts’ tab 
• Step 3: Select the relevant link where you can update the Aadhaar option
• Step 4: Enter your Aadhaar card details and submit 

You will get a confirmation upon completion of the process. 

At the Bank Branch

If you are not comfortable online or don’t have access to the internet, you can also visit your bank branch to link Aadhaar with the bank account. The banking executive will provide an application form. Fill in your bank and Aadhaar card details. Once you submit this form with a self-attested copy of your Aadhaar card, you will get a confirmation of the link within 24 hours. 

At the ATM

Here’s how you can make a seeding request for your Aadhaar with your bank account at an ATM:

• Step 1: Insert your card and enter your PIN at your nearest ATM
• Step 2: Select the relevant account type as savings or current
• Step 3: Choose the option to update or link Aadhaar with the bank account
• Step 4: Enter your Aadhaar card details and submit 

Via Call with Customer Care

Follow these steps to link your Aadhaar to your account by calling your bank’s customer care. 

• Step 1: Give a missed call on the bank’s customer care number for Aadhaar card services
• Step 2: When you get a callback, select the right options from the IVR
• Step 3: Enter your Aadhaar number
• Step 4: Select the relevant data and update your Aadhaar details

How to check the status of your UIDAI link with a bank? 

There are different approaches to check if your Aadhaar number is linked to your bank account, but the simplest way is through the UIDAI website. For this, you can log in to myAadhaar with your 12-digit Aadhaar number and captcha code. Here, you can find the status of all your bank accounts linked with the Aadhaar number. 

Alternatively, the myAadhaar app also allows you to check whether your Aadhaar number is linked to your bank account. You may also dial the UIDAI USSD code from your registered mobile number and follow these steps: 

• Step 1: Dial *99*99*1# from your UIDAI registered mobile number
• Step 2: Enter your Aadhaar card number 
• Step 3: Re-enter the Aadhaar card number for confirmation 
• Step 4: Wait for the pop-up text and check the status

Benefits of linking your Aadhaar card with your bank account

Here are a few advantages of linking your Aadhaar number with your bank account:

• When you initiate a UIDAI link with a bank, you can avail many benefits from government programs, such as scholarships, MNREGA wages, welfare funds and more.
• Aadhaar-linked bank accounts have higher security, which helps protect your account from fraudulent activities and allows you to easily track such transactions.
• Simplifies the KYC process for existing customers, helping you avail numerous financial products, such as pre-approved loans, credit cards, etc., effortlessly.
• With the interoperable architecture of online AEPS (Aadhaar Enabled Payments Systems), you can access your bank account information using your Aadhaar card from any part of the country.

With these benefits in mind, it is wise that you link Aadhaar with the bank account without further delay. Once done, enjoy easy access to financial services, such as a loan. That said, it is important to meet the eligibility terms set by the lender to get hassle-free approval for financing. 

One such lender offering an Instant Personal Loan of up to ₹5 lakhs within minutes is Fibe. Here, you can apply for a loan in just 2 minutes. With no end-use restrictions and affordable interest rates, you can get the required funding without any hassle. Simply download the Personal Loan App or visit our website and register to get started. 

FAQs on How to Link Aadhaar with a Bank Account

How can I link my Aadhaar number with my bank account and check the status?

You can link Aadhaar with the bank account via net banking, mobile banking, SMS, or by visiting the nearest branch of your bank. To check the status of your UIDAI link with a bank, you can visit the UIDAI website. 

Do we need to link Aadhaar with a bank account?

Yes, it is mandatory for all citizens to complete a UIDAI link with a bank, as per the Prevention of Money-laundering (Maintenance of Records) Second Amendment Rules, 2017. 

References:

https://www.rbi.org.in/commonman/English/Scripts/PressReleases.aspx?Id=2398