How Can You Link a PAN Card With an EPF Account?
Reviewed by: Fibe Research Team
- Published on: 27 Feb 2025
Reviewed by: Fibe Research Team
If you’re a salaried employee in India, you probably have an EPF account where a part of your salary is automatically saved every month. But did you know that linking your PAN card to your EPF can make managing your funds easier? It helps with smooth withdrawals and transfers become quicker when you switch jobs. This simple step saves you time and effort.
Let’s understand how to link your PAN to your EPF account.
Go to the official EPFO portal – epfindia.gov.in. Login with your UAN and password credentials.
Once logged in, select the ‘Manage’ option from the main menu.
Under the ‘Manage’ tab, click on the ‘KYC’ option to redirect to the eKYC page.
Under ‘document type’, you will see listed documents like PAN, Aadhaar etc. Click on the ‘PAN’ option.
On the PAN section, enter your 10-digit Permanent Account Number (PAN) issued by the Income Tax Department.
Provide your full name as per your PAN card and save the information.
Once you submit your name and PAN, it will be checked with the Income Tax Department automatically.
After successful validation, your PAN will be linked to your EPF account. You will get an SMS and email for the confirmation.
You can also link your PAN with your EPF account offline by visiting the nearest EPFO office. Here are the steps:
Visit the nearest EPFO branch office and get the physical EPF-PAN linking form.
Fill the form with your personal details like full name, PAN, UAN, date of birth and mobile number accurately.
Attach self-attested photocopies of your PAN card and UAN letter with the filled linking form.
Verify all details and submit the completed physical linking form along with documents to the EPFO officer.
The process will start by linking your PAN to your EPF account using your documents. Once linked, you will receive an SMS and email confirmation on your registered contact details.
If you don’t know how to find PF number using PAN card, follow these easy steps to get it:
Go to the EPFO portal and log in using your UAN and password.
On the homepage, click on the ‘Activate UAN’ button.
Fill in your PAN, name, date of birth, mobile number, and captcha code.
Select the ‘Get Authorisation PIN’ option to receive OTP.
An OTP will be sent to your registered mobile number. Enter this OTP.
Click on ‘Validate OTP and Activate UAN.’
Your UAN details and password will be sent to your mobile number.
Login to the EPFO portal again. Under ‘Member Profile,’ you can easily find your PF number using PAN.
Linking your PAN card to your EPF account is a smart move! It makes things easier—like quick fund transfers, hassle-free tracking, faster claim settlements and smooth job switches.
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Yes, it is mandatory to link your PAN card to your EPF account. The EPFO has made it compulsory to link the two to ensure proper maintenance and transparency of your EPF account. Without PAN linking, you may face issues while transferring funds or making withdrawals.
You can withdraw your EPF funds even without linking your PAN card to the EPF account. However, if you initiate an EPF withdrawal without linking PAN, there will be a TDS (Tax Deducted at Source) deduction of 30% on the claim amount
Yes, you can link your PAN card to the EPF account immediately after opening one. In fact, it is recommended that you link your PAN as soon as you activate your Universal Account Number (UAN) and complete the KYC process. Early linking avoids hassles later.
