How To Finance Kerala Holiday Packages With a Personal Loan

If you are planning to travel to the south, Kerala holiday packages are an affordable option. Also referred to as ‘God’s own country’, this state offers you the magical charm of nature. From the beautiful beaches to turquoise lagoons, its scenic beauty will make your vacation unforgettable.

However, the budget can be an important aspect of planning a vacation. This is where Kerala holiday packages from India can be useful and save you time and money. You can also opt for a personal loan to finance your trip and choose a luxury package. Here is an overview of how you can plan this vacation and use a personal loan. 

Explore the Beauty of Kerala

Kerala is full of enchanting places to visit. From the gorgeous Western Ghats to charismatic beaches, you can find the ideal place for you to enjoy. Here is the amalgamation of some popular activities you can choose from here:

• Also known as the ‘Backwater Capital of India’, Allepey is famous for its silent water bodies and its colourful village culture
• Enjoy houseboat cruising, village walks and a lot more to in Allepey
• Indulge in ayurvedic therapy for improved health and relaxation 
• Visit Wayanad, one of the popular hill stations located in the lap of the Western Ghats
• While enjoying the magical and pristine forest, you can book local folk story sessions
• Kovalam offers beach sunsets and lighthouse views for a relaxing time with your loved ones 
• Visit Munnar and go to famous tea estates for a soothing yet exhilarating experience

Also Read: How To Travel in Budget

How Much the Trip Costs

With proper planning, it’s easy to enjoy your vacation and make it memorable. Compare the prices of top tour and travel packages for Kerala and explore the itinerary beforehand to choose the best one. That said, here are a few factors to help you decide on the budget.

• Accommodation 

Depending on your budget and itinerary you can find a wide range of options. You can choose between luxury hotels, homestays or guest house options as per your comfort. Usually, you can decide on a budget between ₹500 to ₹5,000 per night.

• Travelling

There are no restrictions on transportation options in Kerala as you can travel by flight, train or by road. The budget depends on your mode of transport as well as the distance to destination. Consider the cost of travelling within the city, too. Opting for public transport is budget-friendly, but a cab ride will be more comfortable, so choose based on your convenience.

• Dining

Kerala has a range of options when it comes to food at affordable prices. You can opt for a local restaurants for an authentic taste and affordability. You can also choose premium dining, which can cost ₹1,000 per person or more. 

• Activities 

Take your pick from boat rides, forest walks and treks, popular sightseeing locations and more. You should make the time to watch Kalaripayattu and Kathakali performances, too. Before creating a budget, you can check the prices online for a better estimate.

• Miscellaneous 

Apart from all the major expenses, it is crucial to carry some cash or additional funds with you. This is important for security as well as any unexpected medical expenses. Keep a separate fund to buy souvenirs for your family and friends. Don’t miss black pepper banana chips and Kathakali masks!

Delving into all these factors, you can decide the budget you want to set for your travel. A personal travel loan allows you to arrange the funds without depleting your savings, so you can enjoy Kerala tour packages on EMI.

Why Appling for a Personal Loan is a Good Option

Here are some other reasons to consider a personal loan for travel. 

• You can get instant access to funds by meeting basic eligibility criteria
• You can increase the budget of your trip and enjoy a memorable vacation
• You don’t have to worry about the hiked prices of travelling in season
• You can spend the loan amount according to your convenience, whether it is for hotel booking or flight fare
• You can repay the amount online to your convenience
• You can choose the loan tenure and the monthly instalments to pay comfortably

While a personal loan can be an instant solution, it also comes with certain responsibilities. You can make a proper decision by:

• Comparing the interest rates, as they vary depending on the financial institution
• Ensuring you pay EMIs before/ on the due date so your financial health and credit score remain in good standing 

Knowing the trip’s total cost, you can plan to pay for Kerala tour packages on EMI by applying for a personal loan. If you are looking for one to finance your Kerala trip, the Fibe Instant Personal Loan can be a smart option. It offers you up to ₹5 lakhs without end-use restrictions and affordable interest rates. 

Moreover, it gives you flexibility with customisable tenures up to 36 months. It requires minimum documentation, and you can get approval on meeting simple eligibility criteria. Download the Fibe Loan App or register on our website to plan your trip today.

FAQs on Personal Loans for Kerala Trips

What is the cost of a Kerala tour package?

You can make a proper budget, considering accommodation, transportation and other factors. This will depend on the activities you choose. Normally, you can book a package from ₹15,000 to ₹60,000. If you want more funds, you can apply for a personal loan for a Kerala tour.

Which month is good for the Kerala tour?

Kerala offers you a wide variety from hill ranges to beaches, and usually the best time to go there is September to February. You can plan an itinerary according to your requirements. 

Can I plan a Kerala trip on EMI?

Yes, you can compare all the Kerala holiday packages from India and take a personal loan. You can then repay it in EMIs. Some travel companies may also offer EMI facilities to you.