Why we ask for your Bank Statement and the easiest ways you can get it

Are you wondering why we need your bank statement and how you can get it? Fibe asks for your bank statement to provide personal loans and make the process simple. Read on to know more. 

How we make use of bank statements

Our assessment engine goes through your bank statement to assign you the best possible cash limit. This helps you pay your EMIs comfortably and boost your score simultaneously. 

Your safety first

Fibe is ISO/IEC 27001 certified and offers you a PCI DSS App-based journey for better data security. You can get cash up to ₹5 lacs in minutes — the transactions are highly safe and encrypted.

Avoiding mistakes when sharing your bank statements is key

Did you know these common mistakes when sharing your bank statements can delay your loan approval? Make sure you avoid the following:

• Sharing scanned images of bank statements
• Sharing mini statements, salary slips, or MPassbook instead 
• Sharing the wrong or no password for the bank statement PDF 
• Not sharing the complete bank statement for the last 3 months 

Here’s how you can share bank statements error-free

To ensure you share bank statements correctly the first time around, keep the following in mind:

• Share the original PDF as you receive it from the bank
• Make sure you share PDFs of your salary account 
• Give the correct password for the locked PDF 
• Ensure the bank statement reflects your salary credits for the last 3 months

3 easy ways to share your bank statements 

1. Upload the bank statement PDF 

Most banks email bank account statements to your registered email address every month. You can share the same with the protected password while applying for the loan. You can also get the bank statement from your bank’s mobile app.

2. Login to Net banking

Fibe app helps you to access your bank account using Net banking option. Our systems will automatically fetch the required details keeping your information safe and secure.

3. Log in to your bank on the Fibe App through Anumati 

To use Anumati to share your bank statements, follow these steps:

• Choose Online -> ‘login to Anumati’ on our app while sharing bank statement
• You will be redirected to Anumati’s platform 
• Log in with the mobile number, registered with Fibe and your bank a/c
• Once logged in, select bank name and consent for sharing bank statement with Fibe.

Anumati is an account aggregator that allows you to share your bank statement safely with Fibe. It is a service offered by Perfios Account Aggregation Services Pvt Ltd, an NBFC-AA that the RBI licenses.

Anumati cannot access or store your data. All it does is allow you to log in to Netbanking securely and conveniently on the Fibe app itself. 

To use it to share your bank statements, follow these steps:

• Choose ‘login to Anumati’ when submitting your bank statement
• You will be redirected to Anumati’s platform 
• Log in with the registered mobile number with Fibe same as your bank a/c
• Once logged in, select bank name and consent for sharing bank statement with Fibe.

Now that you are in the know, you can share your bank statement to process your application on Fibe hassle-free.

Join the Fibe community:

15 lac+ happy customers | 40 lacs+ bank statements securely processed | 50 lacs loans disbursed